financing range: from $100M to $5B or more (no UPPER limit)
sectors: INFRASTRUCTURE, real estate, hospitality, energy, oil & gas
PRIME LOCATIONS: USA, CANADA, AUSTRALIA & UK
FINANCE PRODUCTS:
Looking to accelerate a serious project? We provide direct access to private capital for qualified developers running institutional-scale projects from $100M to $5B+. If you have the right collateral, the right team, and the right project, this is your next step.
Project Finance:
- Structured Project Finance: a flexible, structured solution for capital-intensive projects from $100 million to $5 billion+
- Non-recourse or limited recourse
- $100M+ minimum to $5B+ (no upper cap)
- Based on IRR, scalability, and cash flows
- Requires 10–20% Cash Collateral (not used, pledged and held as security)
- Draws aligned with milestones
- Private lenders takes a first lien on the project /assets and a pledge in the SPV
- Terms up to 30 years
Acquisition Loans:
- For strategic acquisitions of existing assets, sites, or platforms that qualify under private lender’s underwriting model
- Typically structured as part of an integrated project finance facility
- Project floor: $100 million minimum (no upper limit)
- Available for real estate, energy assets, or corporate rollups
- Assessed case-by-case within the lender’s project-centric framework
Construction and Development Financing:
- Construction and Development Financing for the design-build phase of eligible projects
- Can be part of a hybrid structure (e.g. acquisition → construction → stabilization)
- Up to 30-year terms; $100M minimum
- Always milestone-tied, with full project oversight and capital control
- Permanent Loans available only for projects originally financed by the private lenders through a senior loan
PROJECT TYPES FINANCED:
Infrastructure
Smart Cities; Airports; Marine Ports; Highways & Roads; Bridges; Water & Waste Management Infrastructure
Hotels & Resorts
Luxury Hotels, Resorts & Branded Residences; Luxury Villas & Branded Residences; Integrated Tourism Developments with Multiple Components: Hotels, Entertainment, Retail, Marinas, Theme Parks; Convention Centers & Business Tourism
Real Estate Developments
Commercial Real Estate (Office Towers, Business Parks, Retail Complexes, Industrial Facilities); Residential Real Estate (Luxury Developments, Large-Scale Housing Communities, Condo Towers, Gated Communities); Tower Blocks (High-Rises & Skyscrapers); Mixed-Use Developments; Multifamily Housing & Apartment Complexes; Senior Care Facilities (Retirement Communities, Assisted Living, Nursing Homes, Memory Care Centers)
Renewable Energy & Clean Technology
Hydropower Plants; Solar Farms; Wind Farms; Geothermal Power Plants; Energy Storage; Battery Storage Facilities & Grid Modernization; Hybrid Energy Systems
Oil & Gas Infrastructure & Transition Fuels
Oil & Gas Production (Midstream, Downstream Operations); Liquefied Natural Gas LNG & LPG Facilities; Midstream & Downstream Infrastructure (Storage, Processing, Distribution); Pipelines & Transport (Gas, Hydrogen, CO₂ Capture); Alternative Fuels & Transition Technologies (Biofuels, Hydrogen, Carbon Capture, Synthetic Fuels)
Industrial & Technological Development
Industrial & Manufacturing Facilities (Refineries, Factories, Processing Plants, Industrial Parks); Telecommunications & Technology (5G Infrastructure, Fiber Optic Networks, Satellites); Data Centers & Cloud Infrastructure (Large-Scale Server Facilities, AI & Web3 Hosting Centers)
ELIGIBILITY CRITERIA:
We work exclusively with experienced developers and project owners with large-scale, institutional-grade projects seeking $100M+ in private capital. To qualify for submission, you must have:
- Location: Projects must be located in prime locations in a country with investment-grade status and low AML (Anti-Money Laundering) risks.
- Ask: between $100,000,000 (USD) and $5 billion or more in private debt project finance.
- Collateral:
- Must be of at least 20% of the CAPEX, be liquid, and have a verifiable current market value.
- Must be investment-grade, bankable with AAA or AA rating from Moody’s, Standard & Poor’s (S&P), or Fitch.
- Additionally: projects should have long-term offtake and feedstock agreements with established companies that hold investment-grade ratings or blue-chip status.
- Our non-bank lenders may consider various forms of collateral. Review the acceptable collateral forms below.
All projects must have 10–20% Cash Collateral in USD/EUR/CHF, from a primary bank. Collateral is not used for the project but pledged as security. Only premium projects make it through to the term sheet.
ACCEPTABLE COLLATERAL FORMS:
Acceptable Cash Collateral Forms:
- Cash and Cash Equivalents: Bridge Loans, and Letters of Credit (investment-grade).
- Bank Instruments: Standby Letters of Credit (SBLCs) and Bank Guarantees (BGs) from major banks.
- Debt Instruments: Corporate Bonds, U.S. Treasuries, Government Bonds, Municipal Bonds, and Sovereign Bonds.
- All instruments must be actively trading in recognized markets for liquidity and valuation.
- Corporate and Sovereign Guarantees: Investment-grade guarantees provided by corporations or sovereign entities.
- Investment Portfolios: Traded securities, bonds, commodities, and liquid cash portfolios.
- Commercial Real Estate (CRE): income-producing real estate, i.e. hotels with established operating agreements with international hotel chains.
Collateral acceptance is at the discretion of the Lender. Collateral must be liquid, have a verifiable market value, and will be assessed against lender standards for liquidity and risk.
Offtake Agreements, Credit Enhancements, Future Contracts, Insurance Guarantees are acceptable as enhancements, not primary collateral.
Other Acceptable Collateral Forms:
- Precious Metals: Gold, Copper, Palladium
- Precious Stones: Diamonds and similar high-value assets
- Commodities: such as Sugar
- Unencumbered Hard Assets: Evaluated on a case-by-case basis
Collateral acceptance is at the exclusive discretion of the Lenders / Trade Desk. While these forms of collateral allow for greater flexibility and more options for leveraging physical assets, Trade Programs or Asset Monetization, they are evaluated individually against the Trading Desks’ risk management and investment criteria.
LENDER PROCESS:
Please review this section thoroughly before submitting projects. We strictly adhere to our Lenders’ procedures, which are non-negotiable. Proceed only if you can comply and are comfortable with this process.
- Submit Application → Provide complete project information & documents via our online application form.
- Initial Review → We review your submission to confirm it meets lenders’ eligibility criteria. AltFin does not provide advice or arrange finance. Qualified submissions are forwarded for Lender Review.
- Lender Review → Each qualified submission undergoes the 7 Stage Project Financing Process:
- Initial Intake & Qualification: Preliminary review of the project based on your submission details via www.altfin.net/apply.
- Documentation & Preliminary Review: Examination of project documents and associated parties via the Virtual Data Room (VDR), including but not limited to the Team’s CVs and experience, Proforma/IRR, Construction/Project Budget & Draw Schedule, Sources & Uses, Site Control Status, and any available Feasibility Studies.
- Underwriting Predictive Model Scoring: Lender applies their proprietary Underwriting Predictive Model to assess each project’s viability, risk profile, and alignment with funding thresholds.
- Structuring & Terms Issuance
- Capital Commitment & Collateral Placement
- Legal, Compliance & Closing
- Funding & Servicing: Funds are disbursed in a structured draw schedule aligned with project milestones. Repayment follows per loan terms.
WHY ALTFIN:
We Are not BROKERS. We Are the gateway.
We eliminate time waste by qualifying eligible projects only.
If your project qualifies, we get it in front of real capital.
Many projects stall after being declined by traditional lenders. The private lending market, while an alternative, is often fragmented—filled with intermediaries, vague processes, and wasted time chasing answers through emails, calls, and endless networking.
AltFin.net solves this. Once a project passes our Initial Review, it’s routed directly to our private lenders. One form replaces weeks of outreach, giving developers a streamlined path to real capital—and giving lenders a qualified deal flow, not noise.
AltFin.net protects lender privacy while saving developers massive time by consolidating their initial finance inquiry into a single streamlined application.
FAQs:
Do you offer project financing globally?
Yes, but projects in prime jurisdictions (USA, Canada, Australia, UK) are preferred.
What types of projects do you fund?
Large-scale capital projects across sectors like energy, real estate, data centers, hospitality, and infrastructure.
What are the minimum and maximum amounts for project financing?
Minimum: $100 million. No maximum.
Can you finance projects without equity?
No. Projects must show equity or acceptable collateral. Please review Project Eligibility Requirements and Acceptable Collateral Forms before submitting an inquiry.
What collateral is required for project finance?
Acceptable collateral typically includes cash collateral or its equivalent, subject to lender approval. Please review the details listed above.
Can we use our project as collateral?
No. Lenders require external collateral. Project assets or future value are not accepted.
What about the project costs?
Borrowers are responsible for their own project costs (legal, feasibility, due diligence, etc.).
What loan terms do you offer? What are the interest rates for private money lending?
Loan terms vary by lenders and project specifics. Interest rates are typically higher than traditional bank loans.
When will funds be available?
Funding timelines depend on project readiness and due diligence. Each project is assessed individually.
What types of clients do you work with?
Experienced project developers, owners, or mandated representatives with large, credible projects.
How do I submit my project for review?
Via the online application form on this website. Make sure to read the eligibility criteria first.
How long does your Initial Review take?
Typically 5–10 business days, depending on the quality of your submission.
Do you work with introducers, intermediaries or brokers?
Yes, provided you retained and mandated to represent the project.
If I submit a project on behalf of a client, how are my broker fees protected?
Any broker fees you have negotiated with your client can be written into the final financing agreement by the lender.
Do you have a referral program?
No, we do not have any referral program, as our business model is designed for direct engagement with projects and lenders only.
CASE STUDIES:
Our lenders have worked with major infrastructure developers, reputable private equity firms, and trusted asset monetizers. In select cases, partners provided collateral support or joined the project directly—subject to the project’s strength and structure.
innovative finance
$600 Million Green Resort Development
A resort project required $600M in financing. Its $160M land asset lacked liquidity for use as collateral. The lenders structured a bridging/remortgage solution by monetizing the land. A hotel operator also committed $50M upfront, which was accepted as additional collateral.
creative finance
$1.4 Billion Port in South America
A $1.4B port development was financed with just $5M in contribution from the project developer. Through innovative structuring and collaboration with port operators, the lenders enabled near-full financing. This approach drastically reduced the capital required from the developer while still securing the entire funding package.