Construction Loan Calculator for Project Preparation
Model indicative construction financing structures for $10M–$100M+ projects and assess how leverage, equity contribution, and interest assumptions may impact underwriting readiness.
- Enter the total project cost.
- Input the proposed leverage assumptions.
- Add sponsor equity contribution.
- Set indicative interest rate and term assumptions.
- Click “Calculate” to generate scenario outputs.
The calculator provides:
- indicative maximum senior debt capacity
- estimated interest-only payments
- estimated total interest cost
Understanding the Outputs
Maximum Senior Debt Capacity
Illustrates how leverage assumptions and sponsor equity contribution affect overall capital structure.
Interest-Only Payments
Provides estimated construction-phase interest payment assumptions based on the selected inputs.
Total Interest Cost
Provides a high-level estimate of modeled interest exposure over the selected term.
What This Tool Helps You Assess
- indicative senior debt capacity
- leverage sensitivity
- sponsor equity participation
- construction-phase interest exposure
- high-level repayment structure assumptions
Why This Matters
Many projects fail lender screening before formal due diligence begins — not because the project concept is weak, but because the capital structure, documentation, collateral position, or execution assumptions are not structured.
This calculator helps sponsors model basic financing assumptions as part of broader lender preparation.
Lender Review Factors
Counterparties typically assess:
- capital stack structure
- sponsor equity contribution
- repayment visibility
- collateral security
- execution capability
- feasibility support
- documentation completeness
Use Cases
Suitable for:
- infrastructure projects
- energy and renewables
- industrial developments
- hospitality projects
- mixed-use and large commercial developments
Typical project range:
$10M – $100M+.
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